Here in Texas, we often hear the idea that philanthropists should be relied upon to allocate their own money for the poor; Texas public cash assistance programs are among the least funded in the nation. Conservatively, I'd estimate less than half of donors would confidently say that their contributions were spent more effectively than a mere redistribution of cash. The innate structure of nonprofit enterprises, combined with mismatched incentive structures of classic philanthropy, creates a thick layer of overhead cost. But the biggest problem for philanthropists and nonprofits alike stems from the widening social, geographical, and cultural gap between communities in need and affluent donors.